Savings groups with 30 – 89 members meet weekly or bi-weekly. They have a lesson on spiritual, business, and/or family subjects. Then they deposit their money and take out loans from the groups money. All interest on the loans goes out the members based on what they deposited.

- 758 groups with 39,795 members
- 5 regional offices with regional directors
- 63 employees
- Together they saved over 8 million USD in 2025!

Every year all the funds are dispersed to the members. This is an exciting time as people realize how much they were able to save. They do not say "Thank-you Terrafina for what you did."
They say, "Look at what God helped us do. We did it!"
